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Your
transactions are safe. Insignia Bank works with leading-edge technology
partners to ensure that the most secure environment is made possible
for our valued customers. We offer you worry-free Internet banking. You
can be completely confident of the following security measures:
Secure Communications
Our system ensures that data-exchanged between your PC and our
computers are encrypted with 128-bit encryption – the strongest
encryption available. Encryption is accomplished through Secure Sockets
Layers (SSL), which utilizes mathematical formulas to ‘encrypt’ or hide
information from prying eyes on the Internet. Additionally, if SSL
detects that data was added or deleted after you sent it to the bank,
the connection will be severed in order to guard against any tampering.
The most popular browsers have the SSL security feature included.
Secure Environment
Our computer system does not connect directly to the Internet. It is
isolated from the network via a ‘firewall.’ A firewall is a combination
of software and hardware products that designate parameters, and control
and limit the access that outside computers have to the Banks’ internal
networks and databases. You can feel secure knowing that our firewall
protects your personal information from unauthorized access.
Internet Privacy
Insignia Bank has implemented technology to help assure that any
sensitive personal information you provide us or any account information
you receive on line at the Bank’s website is done in a safe and secure
manner. Additionally, we have implemented procedures to help assure that
only authorized employees of Insignia Bank may view the information
that you share with us. This is accomplished by limiting access to that
information to only those employees having a legitimate business purpose
for viewing or responding to your information or inquiries.
Unlike the personal information you provide us, the information we
gather in the public area of our website is general information. This
general information may come from “cookies”. Cookies are messages a web
server (the bank’s server) gives to a browser (a user’s computer). The
message contains information that is then stored on the customer
computer and sent back to the server when the customer’s browser
requests pages from the server. We use this information to determine
which parts of our web site are most useful and popular and how we can
improve service to our customers. Cookies can only be read by the server
that has sent the cookie to the browser and they cannot be used to
retrieve any information from the customer’s computer that has not been
given directly by the customer’s server. Computer viruses cannot be
transmitted through cookies. Although customers can disallow cookies,
certain services provided by the Bank require cookies for effective
delivery. If the customer does allow cookies, Insignia will at all times
treat the information supplied through cookies with the same security
and privacy protection as any other customer information it may receive.
E-Mail Security Information
Also included in the web site is the capability to correspond with
Insignia Bank by e-mail. This activity may involve sharing some personal
information about you with the Bank. We do collect the e-mail addresses
of those who correspond with us.
E-mail is not a secure transmission route. Therefore, we ask that you
never send sensitive personal information like Social Security numbers,
Account numbers, Credit Card numbers or any type of password via e-mail
to Insignia Bank or anyone else. Please use the telephone numbers
provided when submitting this type of information.
Secure Login
User IDs and passwords are isolated from the Internet by being stored on
Insignia Bank’s computer. This way, the passwords and IDs can never be
accessed or downloaded by anyone on the Internet. Additionally, user
passwords can vary from six to twelve alpha and numeric characters,
which means the chance of randomly guessing a password is less than one
in one billion! The system also checks for invalid logins and
automatically disallows a user after three (3) invalid attempts. This
prohibits the ‘hacker’ from gaining access to our system, thus
protecting your accounts.
You will be responsible for maintaining one of the most important security measures: your password. When you receive your Insignia Bank Online Banking password, be sure to keep it a secret. Memorize it, or write it down and keep it in a safe place. It is not recommended you carry your password in your purse or wallet. Make sure no one watches you enter your password and always close your browser when leaving the computer. Make sure you regularly scan your computer for viruses that could be used to capture password keystrokes. You ultimately hold the key to your password security.