First Century Bank Online Privacy Policy

First Century Bank Online is committed to providing the highest level of privacy and security pertaining to the collection and use of our online banking customer’s personal and account information.

Respect of Right to Privacy

First Century Bank Online respects and honors your right to privacy and takes every preventative measure to grant you the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels.

Collection and Use of Personal Information

The collection of personal information online is protected. Gathering of personal information assists the bank in providing you with the products and services you want and need. All personal information gathered and stored by the bank is used for precise business purposes-to secure and implement your personal accounts and transactions and ensure the bank complies with state and federal banking regulations. The personal information gathered will also help the bank to understand your financial needs and facilitate the development of enhanced products and services. The collection of your personal information is subject to a quantity of rigorous security measures. When your application is received by the bank, only approved personnel may open and process the application. To further protect your information, auditing mechanisms have been put in place, which track all employee activity performed on your application. The mechanisms identify which employees have accessed, modified and updated your personal information, ensuring proper and accurate handling is completed.

Maintenance of Accurate Information

Maintaining accurate records of your personal information is both in the best interests of yourself and First Century Bank. In order to keep your personal information accurate, First Century Bank Online requires a signed request via conventional mail of fax. Approved bank personnel are then notified immediately upon receipt of your request so that they may process your personal information as you have requested. This procedure allows First Century Bank Online to update your account information in a timely manner.

Limited Employee Access of Personal Information

First Century Bank limits the employee access to your personal information to only bank administrators with authorization to analyze your account for business reasons. Our administrators are trained to realize the importance of maintaining the confidentiality of your personal information for security and reasons of principle.

Third-Party Disclosure Restrictions

Personal information may be supplied to a third party in the following instances
In order to process a customer transaction.
At the customer’s request.
As allowed by law, the exchange of information with reputable reporting agencies.
As allowed by law, in the course of an investigation of fraudulent activity or subpoena.

For marketing purposes by which the customer has been previously informed and has been given an opportunity to decline.

Disclosure of Privacy Policies

First Century Bank is committed to ensuring the privacy of our customer’s personal and financial information. For more information regarding the Online Banking Privacy Policy, please contact us