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Your transactions are absolutely
safe. First Century Bank works with cutting edge technology partners
to ensure that the most secure environment is made possible for
our valued customers. We offer you worry free Internet banking.
You can be completely confident of the following security measures:
Secure Communications
Our system ensures that data exchanged between
your PC and our computers is encrypted with 128-bit encryption-the
strongest encryption available. Encryption is accomplished through
Secure Sockets Layers (SSL) which utilize mathematical formulas
to "encrypt" or hide information from prying eyes on the
Internet. Additionally, if SSL detects that data was added or deleted
after you sent it to the bank, the connection will be severed in
order to guard against any tampering. The most popular browsers
have the SSL security feature built in. How can you tell if your
browser is secure? Click here.
Secure Environment
Our computer system does not connect directly
to the Internet. It is isolated from the network via a "firewall".
A firewall is a combination of software and hardware products that
designate parameters, control and limit the access that outside
computers have to the banks internal network and databases. You can feel secure knowing that our firewall protects your
personal information from unauthorized access.
Secure Login
User IDs and passwords are isolated from
the Internet by being stored on First Centurys computer. This
way the passwords and IDs can never be accessed or downloaded
by anyone on the Internet. Additionally, user passwords can vary
from six to eight characters, which means the chance of randomly
guessing a password is less than one in 1 billion! The
system also checks for invalid logins and automatically disallows
a user after three invalid attempts. This prohibits the "hacker"
from gaining access to our system thus protecting your accounts.
Your Password
You will be responsible for maintaining one of
the most important security measures, your password. When you receive
your First Century online banking password, be sure to keep it a
secret. Memorize it, or write it down and keep it in a safe place.
It is not recommended you carry your password in your purse or wallet.
Make sure no one watches you enter your password and always close
your browser when leaving the computer. Make sure you regularly
scan your computer for viruses that could be used to capture password
keystrokes. You ultimately hold the key to
your password security. Not even a bank employee knows your password.
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