Checking Accounts

Personal Checking Accounts:
     
• 
$100.00 minimum to open account.
• 
No service charge if you maintain an average daily balance of $1,000.00
• 
No Service Charge for full-time students and individuals 65 and over.
• 
There are minimum balance requirements to avoid service fees.
If your balance falls below $200 on any day in the monthly statement cycle we will impose a service fee of $5.00 once during the statement cycle. If your balance is at least $200 but falls below $300 on any day during the monthly statement cycle we will impose a service charge of $4.00 once during the statement cycle. If your balance is at least $300 but falls below $500 on any day during the monthly statement cycle we will impose a service charge of $3.00 once during the statement cycle.
• 
Fifteen (15) free checks per month. Items in excess of 15 are charged 20 cents each. (This fee waived if minimum balance requirements met)

NOW Accounts:
• 
Accounts are available to:
- Individuals
- Non-profit organizations operating for philanthropic, charitable,    educational, parental, and other similar purposes
- Governmental units
• 
Minimum Deposit of $1,000 to open.
• 
$5.00 Service charge if balance drops below $1,000.
• 

Twenty-five (25) Free Checks per month. Items in excess of 25 are charged 20 cents each. (This fee waived if minimum balance requirements met.)


 

 

 

 

 

 

 

 

 

 

 


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